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Disclaimers

Protective Vehicle Protection Plan

The Protective Vehicle Protection Plan is administered by a Protective company and backed by Protective Property & Casualty Insurance Company, also a Protective company, in all states except New York.  In New York this product is backed by Old Republic Insurance Company. In Florida the Protective Vehicle Protection Plan is administered by Western General Warranty Corporation. Florida License #60078. P.O. Box 770, Deerfield, IL 60015-0770.

CostGuard

The CostGuard vehicle service contract program is administered by a Protective company and backed by Protective Property & Casualty Insurance Company, also a Protective company, in all states except New York. In New York this product is backed by Old Republic Insurance Company. In Florida the Costguard program is administered by the Advantage Warranty Corporation. Florida License #60071. 2345 Waukegan Road, Suite 210  Bannockburn, IL  60015

Advantage

The Advantage vehicle service contract program is administered by a Protective company and backed by Protective Property & Casualty Insurance Company, also a Protective company, in all states except New York. In New York this product is backed by Old Republic Insurance Company. In Florida the Advantage program is administered by the Advantage Warranty Corporation. Florida License #60071. 2345 Waukegan Road, Suite 210  Bannockburn, IL  60015

Select

The Select Plan vehicle service contract program is administered by a Protective company and backed by Protective Property & Casualty Insurance Company, also a Protective company, in all states except New York. In New York this product is backed by Old Republic Insurance Company. In Florida, the Select Plan is administered by Western General Warranty Corporation. Florida License #60078. P.O. Box 4493  Woodland Hills, CA  91365 

VIP

The VIP Plan and VIP Wrap vehicle service contract programs are administered by a Protective company and backed by Protective Property & Casualty Insurance Company, also a Protective company. In Florida, the VIP Plan is administered by Western General Warranty Corporation. Florida License #60078. P.O. Box 4493  Woodland Hills, CA  91365

Mileage Plus

The Mileage Plus Plan vehicle service contract program is administered by a Protective company and backed by Protective Property & Casualty Insurance Company, also a Protective company, in all states except New York. In New York this product is backed by Old Republic Insurance Company. In Florida, the Select Plan is administered by Western General Warranty Corporation. Florida License #60078. P.O. Box 4493  Woodland Hills, CA  91365

Certified Plus Limited Warranty

Certified Plus Limited Warranty is subject to terms, conditions and exclusions. See program warranty for complete details. This program is backed by Protective Property & Casualty Insurance Company. Not available in the state of New York. 

Certified Limited Warranty

Certified Limited Warranty & Limited Warranty coverage is subject to terms, conditions and exclusions. See each program warranty for completed details. These programs are backed by Protective Property & Casualty Insurance Company in all states except New York. In New York the Certified Limited and Limited Warranty Program(s) is backed by Western General Insurance Company.  

Lifetime Powertrain Warranty

The Lifetime Powertrain Limited Warranty coverage is subject to terms, conditions and exclusions. See program warranty for complete details. This program is backed by Protective Property & Casualty Insurance Company in all states except New York. In New York Lifetime Powertrain Limited Warranty is backed by Western General Insurance Company.  

Lifetime Engine Warranty

The Lifetime Engine Warranty is subject to limits and exclusions; see warranty for details. This program is backed by Protective Property & Casualty Insurance Company, a Protective Company, in all states except New York. In New York the Lifetime Engine Warranty Program is not available. 

Maintenance Pro Plus

Maintenance Pro Plus optional benefits may not be available in all states. Coverage is subject to terms, conditions and exclusions. See contract for completed details. This program is administered by Emergency Response Marketing, Inc.  14135 Midway Road,  Suite 150  Addison, TX  75001

FPC Premium Marine Protection

The FPC Premium Marine Protection program is administered by a Protective company and backed by Protective Property & Casualty Insurance Company, also a Protective company. In New York, the FPC Premium Marine Protection program is backed by Old Republic Insurance Company and administered by First Protection Corporation. In Florida, the program is administered by First Protection Corporation of Florida. Florida License Number 60104. Marine Coverage is subject to terms, conditions and exclusions. See contract for complete details.  P.O. Box 790, Deerfield, IL 60015-0790

90-Day Marine Limited Warranty

The Marine Limited Warranty Program is subject to terms, conditions and exclusions. See program warranty for complete details. This program is backed by Protective Property & Casualty Insurance Company in all states except New York. In New York the Marine Limited Warranty Program is backed by Western General Insurance Company.

Tire and Wheel Protection

Optional tire and wheel coverage for marine programs is not available in all states. Coverage is subject to terms, conditions and exclusions. See contract for complete details. These programs are backed by Protective Property & Casualty Insurance Company in all states except New York. In New York, this product is backed by Old Republic Insurance Company. P.O. Box 790, Deerfield, IL 60015-0790

FPC Premium Marine Protection Accessory Packages

The FPC Premium Marine Protection program is administered by a Protective company and backed by Protective Property & Casualty Insurance Company, also a Protective company. In New York, the FPC Premium Marine Protection program is backed by Old Republic Insurance Company and administered by First Protection Corporation. In Florida, the program is administered by First Protection Corporation of Florida. Florida License Number 60104. Marine Coverage is subject to terms, conditions and exclusions. See contract for complete details.  P.O. Box 790, Deerfield, IL 60015-0790

XtraRide Powersports

Coverage is subject to terms, conditions and exclusions. See contract for complete details. The XtraRide® Powersports vehicle service contract programs are administered by a Protective company and backed by Protective Property & Casualty Insurance Company, also a Protective company, in all states except New York. In New York this product is backed by Old Republic Insurance Company.  In Florida, the XtraRide Powersports vehicle service contract programs are administered by The Advantage Warranty Corporation. Florida License Number 60071. Contact Information: P.O. Box 790, Deerfield, IL 60015-0790

XtraRide RV

The XtraRide service agreement programs are administered by a Protective company and backed by Protective Property & Casualty Insurance Company, a Protective company, in all states except New York. In New York this product is backed by Old Republic Insurance Company. In Florida, the XtraRide service agreement programs are administered by The Advantage Warranty Corporation. Florida License #60071. 2345 Waukegan Road, Suite 210  Bannockburn, IL  60015 
 

GAP

The GAP Program is backed by Protective Property & Casualty Insurance Company, a Protective company. The GAP Program is not available in New York. 2345 Waukegan Road, Suite 210  Bannockburn, IL  60015

Credit Insurance

Credit insurance is backed by Protective Life Insurance Company in all states except New York. In New York credit insurance is backed by Protective Life and Annuity Insurance Company.  2345 Waukegan Road, Suite 210  Bannockburn, IL  60015

Ratings

An insurance rating is an opinion of the rating agency of the insurance company's financial capacity to meet the obligations of its insurance policies in accordance with their terms.  Each of these independent rating organizations has assigned its rating based on a variety of factors, including the company's operating performance, asset quality, financial flexibility, and capitalization.  A rating is not a recommendation to purchase, sell, or hold insurance contracts.  Ratings are subject to change at any time.  The insurer may have paid a fee to the rating agency.  

 

The Asset Protection Division provides service contracts, GAP products and credit insurance in all states. Its principal credit insurance underwriter, Protective Life Insurance Company (not licensed in New York), has an A.M. Best insurer financial strength rating of A+ ( Superior, 2nd highest of 15 ratings). In New York the credit insurance underwriter is Protective Life and Annuity Insurance Company and has an A.M. Best insurer financial strength rating of A+ ( Superior, 2nd highest of 15 ratings). Its principal service contract and GAP underwriter, Protective Property & Casualty Insurance Company (not licensed in New York), has an A.M. Best insurer financial strength rating of A (Excellent, 3rd highest of 15 ratings). In New York the service contract and GAP underwriter is Old Republic Insurance Company and has an A.M. Best insurer financial strength rating of A+ (Superior, 2nd highest of 15 ratings). Protective Life Insurance Company has a Standard and Poor’s rating of AA- (V ery strong, 4th highest of 21 ratings), a Fitch rating of A + (Strong, 5th highest of 22 ratings), and a Moody’s rating of A1 (5th highest of 21 ratings). These ratings are current as of March 29, 2018. For more current information, go to Protective.com, AMBest.com, StandardandPoors.com, FitchRatings.com and Moodys.com. Protective Life Corporation is a separate entity and is not responsible for the financial condition or obligations of its subsidiaries.

 

 

 

 

 

 

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