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Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive <-- repeat if there's not enough images --> Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive <-- repeat if there's not enough images --> Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive <-- repeat if there's not enough images --> Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive <-- repeat if there's not enough images --> Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive Protective Dealer Services Automotive

Automotive

Peace of mind – it’s the bottom line. With Protective, dealerships offer a promise that a customer is protected in the event of a covered mechanical breakdown. With more than 55 years of experience, we’ve established ourselves as a trusted industry leader offering a variety of vehicle protection plans serving both franchise and independent dealerships.

In addition to offering a range of vehicle protection plans for new and pre-owned vehicles, we also offer limited warranty programs, GAP and ancillary products. Many of our vehicle protection plans include emergency roadside assistance, towing and rental vehicle coverage (availability may vary by state). 

Automotive Products

Today’s advanced new-car technology is astonishing. Software, communications, media, safety and monitoring systems are just some of today’s sophisticated innovations, not to mention the growth of alternative drive systems (hybrids, stop/start, hydrogen, etc.). And the industry is on the brink of even more revolutionary advances – self-driving vehicles.

The Protective Vehicle Protection Plan is designed to meet the growth of technology in today's vehicles. The auto industry is seeing a demand for more advanced electronics, technology, safety and alternative power systems. The plan is better suited to meet these growing needs today and into the future. The plan offers coverage for both new and pre-owned vehicles.


Protective Vehicle Protection Plan highlights include:

  • Three levels of named component coverage 
  • An exclusionary level of coverage 
  • Eligible vehicles include current plus 9 prior model years 
  • Coverage terms up to 7 years/100,000 miles 
  • Dealer profit participation reinsurance and retro programs available 

Wrap coverage is also available. Wrap coverage is designed to wrap around manufacturer coverage programs. Wrap Coverage highlights include:

  • Exclusionary coverage     
  • Coverage terms up to 10 years/100,000 miles 
  • Dealer profit participation reinsurance and retro programs available

The Protective Vehicle Protection Plan also offers optional coverage for:

  • Business Use
  • Conversion Units (includes base units for electronic audio, video and gaming equipment)
  • Air Conditioning (for Powertrain Coverage only) 
  • Mobility Equipment (chair lift motors and assemblies, electric/hydraulic ramp controls and assemblies, adjustable seating mechanisms, adjustable pedal and steering control mechanisms, hoist and swing-arm mechanisms)
  • Snow Plow

CLICK HERE to learn more about the Protective Vehicle Protection Plan

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Today’s advanced new-car technology is astonishing. Software, communications, media, safety and monitoring systems are just some of today’s sophisticated innovations, not to mention the growth of alternative drive systems (hybrids, stop/start, hydrogen, etc.). And the industry is on the brink of even more revolutionary advances – self-driving vehicles.


The CostGuard Vehicle Protection Plan is designed to meet the growth of technology in today's vehicles. The auto industry is seeing a demand for more advanced electronics, technology, safety and alternative power systems. The plan is better suited to meet these growing needs today and into the future. The plan offers coverage for both new and pre-owned vehicles.


CostGuard Vehicle Protection Plan highlights include:

  • Three levels of named component coverage 
  • An exclusionary level of coverage 
  • Eligible vehicles include current plus 9 prior model years 
  • Coverage terms up to 7 years/100,000 miles 
  • Dealer profit participation reinsurance and retro programs available 

Wrap coverage is also available. Wrap coverage is designed to wrap around manufacturer coverage programs. Wrap Coverage highlights include:

  • Exclusionary coverage     
  • Coverage terms up to 10 years/100,000 miles 
  • Dealer profit participation reinsurance and retro programs available

The CostGuard Vehicle Protection Plan also offers optional coverage for:

  • Business Use
  • Conversion Units (includes base units for electronic audio, video and gaming equipment)
  • Air Conditioning (for Powertrain Coverage only) 
  • Mobility Equipment (chair lift motors and assemblies, electric/hydraulic ramp controls and assemblies, adjustable seating mechanisms, adjustable pedal and steering control mechanisms, hoist and swing-arm mechanisms)
  • Snow Plow

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Higher mileage vehicles need a higher mileage protection plan. With the Protective Auto Care Plan you can offer your customers true peace of mind knowing their vehicle purchases are covered against some of the most costly repair expenses. You can also rest easy knowing it’s administered by an F&I industry leader that you can count on.

Protective Auto Care Plan highlights include:

  • Coverage designed for higher mileage vehicles
  • Four coverage levels plus Wrap options that better meet the needs of today’s vehicles and consumers
  • Range of model years and mileage bands
  • Additional benefits that include: 24-Hour Roadside Assistance and Rental Car Coverage
  • Transfer benefit
  • Deductible Options
  • Waiting Period Options

CLICK HERE to learn more about the Protective Auto Care Plan

United States Warranty Corp VSC Plan highlights include:

  • Four levels of named component coverage 
  • Substitute Transportation
  • Road service allowance
  • Trip interruption
  • Transferable and cancelable
  • Emergency roadside assistance is available for the following:
  • Towing
  • Battery Assistance
  • Flat Tire Assistance
  • Fuel, water or other fluid delivery (excluding cost of fluids)
  • Lock-out assistance
  • Substitute Transportation
  • Mechanical breakdown coverage
  • Optional Road Hazard
  • Optional maintenance plans

The United States Warranty Corp. Combo VSC plan provides thecoverage of a vehicle service contract and offers optional road hazard andoptional maintenance plans.

Combo VSC highlights include:

  • Mechanical breakdown coverage
  • Optional Road Hazard
  • Optional maintenance plans

The United States Warranty Corp. Edge is a high-mileage vehicle service contract, designed to protect you from the cost of unexpected repairs.

United States Warranty Corp. EDGE highlights include:

  • Emergency roadside assistance is available for the following:
  • Towing
  • Battery Assistance
  • Flat Tire Assistance
  • Fuel, water or other fluid delivery (excluding cost of fluids)
  • Lock-out Assistance
  • Substitute Transportation

United States Warranty Corp. Total Term Protection includes these benefits:

  • Mechanical Coverage
  • Maintenance Coverage
  • Substitute Transportation Coverage
  • 24-Hour Roadside Assistance
  • Towing
  • Battery Assistance
  • Flat Tire Assistance
  • Fuel, water, or other fluid delivery (excluding cost of fluids)
  • Lock-out assistance

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The NEW Certified Plus Limited Warranty Program has been created to provide franchise auto dealers with a certified warranty program PLUS much more.

The Certified Plus Limited Warranty Program combines a powertrain warranty PLUS an exclusionary coverage along with the additional benefits of 24/365 roadside assistance, rental car reimbursement and trip interruption coverage, all on a single contract.  

With the Certified Plus Limited Warranty franchise auto dealers have a program that can replace most OEM warranties and help sell more. 

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Our Certified Limited Warranty is a powertrain program that provides dealers with the opportunity to stand above competition while providing their customers peace of mind. New, extended eligibility and pre-owned plans are available to meet franchise and independent dealers’ needs.

  • Enhanced eligibility, coverage, deductible options and more 
  • More additional benefits like roadside and car rental coverage included 
  • Various marketing materials available  
  • Dealer participation programs such as retro and reinsurance are available

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Our Lifetime Powertrain Warranty protects the major components of your customer’s vehicle for as long as they own the vehicle. The program provides dealers with the opportunity to stand above competition while providing their customers peace of mind. The program is designed for new and pre-owned vehicles in franchise and independent dealerships. Product highlights include:

  • Protects the major components of your customer’s vehicle for as long as they own the vehicle 
  • Range of deductible options 
  • Rental car coverage included 
  • Various marketing materials available  
  • Dealer participation programs such as retro and reinsurance are available

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The Lifetime Engine Warranty (LEW) provides lifetime engine coverage for eligible vehicles. The program is designed for new and pre-owned vehicles in franchise and independent dealerships. Product highlights include:

  • Protects the engine for as long as the customer owns the vehicle 
  • No deductible 
  • Rental car reimbursement for up to six days per covered mechanical breakdown 
  • Can be provided as a stand-alone program or in conjunction with a Protective vehicle service contract 
  • Dealer profit participation reinsurance and retro programs available

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Our Powertrain Limited Warranty for Life will protect the major components of your customer’s vehicle for as long as that customer owns the vehicle after a short waiting period of 90 days and at least 3,000 miles. This program is designed for pre-owned vehicles of independent dealerships but is also available for franchise dealerships. The program provides dealers the opportunity to stand above the competition while providing their customers peace of mind. Product highlights include:

  • The major components of your customer’s vehicle are protected for as long as that customer owns the vehicle after the waiting period 
  • Deductible options: $100, $200 and $500 
  • Rental car coverage included 
  • Dealer participation programs such as retro and reinsurance are available 

CLICK HERE to learn more about the Powertrain Warranty for Life

Ancillary products from Protective Asset Protection can stand alone or be combined to meet the specific goals and objectives for your dealership, bringing maximum value to your customers.

Ancillary Combo Packages

Here are the three combination programs available:

3 in 1: Tire & Wheel + Paintless Dent Repair + Key Repair & Replacement

4 in 1: Tire & Wheel + Tire & Wheel with Cosmetic Repair + Paintless Dent Repair + Key Repair & Replacement

5 in 1: Tire & Wheel + Tire & Wheel with Cosmetic Repair + Paintless Dent Repair + Key Repair & Replacement + Windshield Repair

The Tire & Wheel product covers the repair or, if unrepairable, the replacement of tires or wheels damaged by road hazards. The repair and replacement of tires and wheels also include the following (as applicable):

  • Mounting and balancing
  • Wheel weights
  • Valve stems
  • Patches/Patch Plugs
  • Disposal fees and taxes required to complete the covered repair.

Protective Asset Protection offers a comprehensive Paintless Dent Repair (PDR) Plan that covers minor dents and dings up to four inches in diameter that can be fully repaired using PDR methods.

The key repair or replacement plan covers repair or replacement of vehicle key(s)/remote(s) lost, stolen, damaged or destroyed, including any applicable programming. Coverage is limited to $800 per covered repair or replacement. We will replace one vehicle key/remote every 12 months beginning from the contract purchase date during the term of the contract.

PROTECTION FOR OTHER KEY(S)

Up to $250 to replace other non-programmable key(s) that are lost, stolen, damaged or destroyed.

* Additional Benefits: Towing & Lock-Out Allowance as well as Substitute Transportation

The Maintenance program is a convenient, affordable way to help keep you up-to-date with your factory-recommended maintenance. This program offers three levels of coverage and multiple service intervals available.

  • Preserve your vehicle’s safety, performance, and resale value
  • Service your vehicle at mileage intervals that meet your needs
  • Transferable
  • Cancellable

The Paint and Fabric Plan provides exterior paint, interior fabric, vinyl and leather protection and rip and tear protection for tears less than two inches in length, or punctures less than ¼ inch.

Two different theft deterrent options are available to meet the various needs of dealerships.

The Vehicle Theft Protection etch product is an engravable unique traceable identifier engraved into the exterior glass of multiple windows of the vehicle. The vehicle theft protection labeling system is a solution where a unique identifier is marked on hidden body areas of the vehicle. Vehicle Theft Protection allows for cash benefits up to $5,000.

Protective Asset Protection’s Wear & Tear protects customers from lease-end expenses, including:

  • Exterior scratches
  • Damage to interior carpet or upholstery
  • Windshield scratches
  • Excessive tire wear or damage
  • Up to $5,000 total claim benefit
  • Up to $1,000 for a single event maximum
© 2017 Protective Life Corporation
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